Orden de domiciliación de adeudo directo SEPA/SEPA direct debit mandate.
SEPA new rules for direct debit.
Find out how these new European banking rules affect your direct debits in Spain. It is important to know the BIC/SWIFT and IBAN of your Spanish bank account.
The form you can download by clicking on the link below, opens in a new screen, just print it of, fill it in, scan it and send it back to us:
Download here the SEPA form for VM solicitors, Juan Vicente Moreno
Why is this form needed?
Due to a new European law that has become effective from the 1st of February 2014, we will need to have your IBAN and BIC/Swift numbers and a signed authorization with these numbers on it, to be able to debit your bank account. The SEPA rules are made to make the transfers of Money in Euro´s easier. More info on SEPA ruling: www.sepa.eu
Who is this form for?
This form is meant for all clients that want VM solicitors, Juan Miguel Vicente Moreno, to debit money from their bank Spanish account. The debit can be for the annual fiscal representation/legal care service and tax money or for any other payment you authorize us to do for you.
Are there any cost involved?
As the bank charges us cost for to debit the money from your Spanish account, we include 1 debit per year in our annual Legal care service & fiscal representation fee. In the case we need to debit your account another time, the cost for an extra debit are 4,50€. There are also cost involved in the case your bank refuses the debit. This happens normally due to incorrect dates that you have provided us like IBAN, account holder name, etc. or in the case that there are insufficient funds in your account. As we will get penalized for this refusal by our bank, the cost for that, 9,50€, we will charge to you.
What if I do not use the debit option?
If you have always used bank transfer to send us the funds for taxes etc. and not used the debit option in the past, there is no need to change this, you can still transfer as you are used to.
Please do note that upon sending funds over to our bank account, your bank might ask for more details then in the past. If you need confirmation of our correct bank details, please do not hesitate to contact us.
Instructions for filling in the form:
It is mandatory to complete the whole form, please see below some of the Frequent Asked Questions.
FAQ 1: What do I put for name of the debtor/account holder? Answer: The first person recorded with the bank on the account.
FAQ2: Which address to put? Answer: For Non residents in Spain, this is your Home address abroad. For residents in Spain the Spanish address.
FAQ3: Where do I find the Swift/BIC code? Answer: This you can find when you login on your online banking or on a recent bank statement. If you do not find it on there, contact your bank for this.
FAQ4: Where do I find the IBAN bank account number? Answer: This you can find when you login on your online banking or on a recent bank statement. If you do not find it on there, contact your bank for this.
FAQ5: Who needs to sign? Answer: The person mentioned at debtor/account holder.
Any other questions? Please do not hesitate to contact us on: info@vmsolicitors.com or on 0034-965.705.355. When you have completed and signed the form, please scan it and send it to us by e-mail. You can also post it to us: Calle Caballero de Rodas 25-2ºB, 03181, Torrevieja, Alicante, Spain.
SEPA new rules for direct debit
Download here the SEPA form for VM solicitors, Juan Vicente Moreno
